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Corporate Insurance Agency · Singapore

Cover built around what you're actually protecting — not what's easiest to sell.

Cresco is a family-owned corporate agency appointed to represent NTUC Income, EQ Insurance and QBE. Over 50 years of combined experience, concentrated in property & casualty and employee benefits — advice from people who pick up the phone, not a call centre.

Appointed to represent

Cresco compares coverage and pricing across this panel before recommending what actually suits your situation — not a single insurer's product.

NTUC Income
EQ Insurance
QBE
How we work — five conditions

Our Approach

01

We customise, not template.

Off-the-shelf policies are easy to sell but rarely fit well. We build coverage around your actual situation — a car, a growing business, your employees' wellbeing — rather than handing over a standard package.

02

We focus on what we know best.

Property & casualty and employee benefits are where our combined experience runs deepest — we'd rather go deep on two lines than spread thin across every line of insurance.

03

We compare across our panel, not just one insurer.

As a corporate agency appointed to represent NTUC Income, EQ Insurance and QBE, we compare coverage and pricing across that panel rather than pushing a single company's product.

04

We stay involved after the policy is issued.

Insurance is only as good as the support you get when something actually goes wrong. We help clients through the claims process itself, not just the sale.

05

We build long-term relationships.

Many clients stay with us for years, and we review their coverage as circumstances change — a new vehicle, a growing team, an expanding business.

Lines of cover

Our Products

01 / Personal

Personal Insurance

Car, home, maid, travel and health cover for you and your family, compared across our panel rather than sold as a single template.

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02 / Mandatory

Mandatory Business Insurance

WICA and Foreign Worker Medical Insurance, set up correctly against current MOM limits — not whatever a template last updated years ago assumes.

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03 / Business

Business Insurance

Property, public liability, contractor's risks, D&O and professional indemnity — sized to the risks your business actually carries.

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04 / Benefits

Employee Benefits

Group medical, insurance and Flex Benefits programmes built to help you attract and keep good people, not just tick a compliance box.

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Why the details matter

Two figures that changed — most policies haven't caught up.

Mandatory limits are reviewed by MOM and can move without much notice. Part of working with an agency that watches your panel closely is catching an update like this before a claim exposes the gap.

Foreign Worker Medical Insurance
$60,000
minimum annual coverage per Work Permit / S Pass holder
Phased in from 1 July 2023 — up from $15,000. A 75/25 insurer–employer co-payment applies on claims above $15,000 within that $60,000 limit.
WICA compensation limits
$91,000–$346,000
death and total permanent incapacity, effective 1 Nov 2025
Death: $91,000–$269,000 · Total Permanent Incapacity: $116,000–$346,000 · Medical expenses: up to $53,000 or 1 year from the accident, whichever comes first.

Figures shown are current mandatory minimums for Singapore work injury and foreign worker medical cover, checked against MOM sources. They set the floor, not necessarily what your business should carry — worth a proper review rather than assuming an old quote still applies.

Talk to us

A real person reviews every enquiry — no call centre, no spam, no pressure.

Send a message or ask for a quote directly. We reply within 1 working day, usually sooner.

Hours Mon–Fri, 9:00 AM – 6:00 PM
(excl. public holidays)
Phone +65 6777 7760 / 61
Office 15 Beach Rd, Level 2
WeWork @Beach Centre
Singapore 189677
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